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IEEE/ICACT20260106 Slide.08        [Big Slide]	Oral Presentation
	Backend Exploits: Even when NFC channel security is intact, cloud synchronisation, API endpoints, and Trusted Service Manager (TSM) provisioning may be susceptible to phishing, SIM-swapping, or man-in-the-middle attacks on backend links. Biometric Spoofing: Where biometric verification (e.g., fingerprint or face ID) is employed, spoofing attacks or replayed biometric data may be used to bypass user authentication.

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