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IEEE/ICACT20250136 Slide.18        [Big Slide]	Oral Presentation
	Among the algorithms considered, the DT and RF show superior overall performance, with accuracy, recall, precision, and F1-scores. The consistent cross-validation scores across folds indicate that there is no overfitting. Consequently, these models are recommended as the optimal choice for building a car loan cross-selling prediction model with the imbalanced data of remittance transactions used in this study.

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